How to combine multiple tax-reduction methods for maximum benefit.

Why couples should reconsider owning jointly-held investment accounts after the SECURE Act.

Why leaving an IRA to a Charitable Remainder Trust (CRT) can be more beneficial to the wealth creator’s children than leaving the IRA to them outright.

How to ensure financial security for the surviving spouse.

How to update wills and trusts to protect against the SECURE Act.

How to use gifting strategies to maximize family wealth under the SECURE Act.How to use Roth conversions to minimize taxes.

This book was designed to simplify all that. “It’s almost as if Congress were sitting around thinking: What group could we hurt the most? How about tax-payers who pursued the American dream and worked hard for 30 or 40 years and played by the rules?”Īs people try to navigate their way through the labyrinth of tax laws, investment portfolios and retirement, things can get overwhelming. “I find this tax change particularly infuriating,” Lange said. While there are some exceptions, including spouses, Lange says it will have potentially devastating effects on the hard-earned wealth in IRA and other retirement accounts. It forces heirs to suffer massive income tax acceleration on inherited IRAs and retirement plans within ten years of the IRA owner’s death. The SECURE Act is a new tax bill that went into effect and became law on Jan. James Lange, CPA & President, Lange Financial GroupĬlick here to watch Jim Lange express via video his motivations for writing this important and timely book.

I wrote this book to provide safe, easy, and 100% legal ways after the SECURE Act, COVID-19 and the CARES Act to keep the reader's legacy wealth in their family's hands - and out of Uncle Sam's - all without raising an eyebrow at the IRS. The SECURE Act will extract a devastating tax from the families of IRA and retirement plan owners, but it doesn't have to be that way. I wrote this book to provide safe, easy, and 100% legal ways after the SECURE Act, COVID-19 and the CARES Act to keep the reader’s legacy wealth in their family’s hands – and out of Uncle Sam’s – all without raising an eyebrow at the IRS.”

Book reviewers and journalists who would like a copy and/or to schedule an interview with best-selling author James Lange can email SECURE Act will extract a devastating tax from the families of IRA and retirement plan owners,” said Lange, “but it doesn’t have to be that way. The hard copy will be available via Amazon on Aug. James Lange, CPA/Attorney, President of Lange Financial Group, today announced his latest book, The IRA and Retirement Plan Owner's Guide to Beating the New Death Tax: 6 Proven Strategies to Protect Your Family from the SECURE Act, is now available as a Kindle download on Amazon (Retire Secure Press, August 2020).

Retire Secure! by James Lange